News

HEALTH INSURANCE - October 8th

From President Marcely:

Just a reminder (especially for those new to Medicare):

It's that time of the year again - the annual open enrollment period (15 OCT - 7 DEC) when you can change your Medicare plan without penalty. You will soon be inundated with mail, email and phone calls offering various plans. You are more than welcome to explore your options but bear in mind that if you change plans it will drive up your costs. Presently, we only pay for traditional Medicare (which depends on how much you earned from two years prior).

If you leave the current plan and get your own coverage, you will also have to pay for Medicare Advantage or Supplemental plans.

SEP 2025 MEETING

Correspondence:

Thank you letter from Evan Costanzo, for the scholarship money he received from the Retirees Association. Evan is attending Syracuse University, in the Civil Engineering Program.

Old Business

President Marcely reminded the group to check with the NYS Comptroller’s Office prior to beginning employment with a government agency after retiring and receiving the NYS pension. Some entities require a waiver to receive full salary and continue receiving the pension.

New Business:

President Marcely acknowledged the retirement of Police Officer Kate Hewitt. Kate was always helpful answering questions related to retirement and assisting with the process. Kate will take a part time position as a civilian in SPD Personnel Office 2-3 days a week.
Jim Glavin reported one of the largest turnouts for the 9/11 ceremony at Foreman Park
The City of Rome, NY will name State Rt. 46 the Mike Jensen Memorial Highway, in honor of fallen Syracuse Police Officer Mike Jensen.

Health & Welfare:

none to report

NEXT RETIREES MEETING: 29 OCT 2025 - 1900 hrs

..... SURVIVORS SUPPORT GROUP .....

support

Phyllis Lorenz - "To help others who experience the loss of their spouse, attending calling hours, help with paperwork or anything else that may be needed. We can assist in finding painters, handymen, contractors & yard work.

You can contact Phyllis via email at phylgeorge@aol.com

..... OFFICER WELLNESS .....

cordico pba2

Det. Cowan has been assigned to our Officer Wellness position full-time. He wants to share the Cordico Officer Wellness program which provides our retirees an opportunity to utilize the App for officer wellness. If you have any questions about this, feel free to contact Det. Cowan at 315-748-0854.

The app is: https://www.cordico.com/syracuse-police-department/

..... AIR 1 FOUNDATION .....

air1

Please help keep Air 1 flying.

The Air 1 Foundation website (Facebook)

.......... IMPORTANT INFORMATION FOR ALL RETIREES ..........

HEATH INSURANCE INFO FOR THOSE NOT ON MEDICARE

The pdf attachment below, provides information about health insurance coverage for those NOT on Medicare
City of Syracuse.Retiree.BCBS.2022.updated

HELP FOR SENIORS

For information regarding help with your heating costs, click here
Onondaga County Dept of Adult & Long Term Care.. 315.435.3355
Info regarding Caregiver Services, EISEP, HEAP, HIICAP, Community Service, Adult Protective Services, Mental Health Services, Veterans Services

MEDICARE (Part A & B)

SPD retirees are reminded that they MUST sign up for Medicare Part A & B when they become eligible
That is when they reach age 65 or are declared disabled by Social Security.
At that point, Medicare becomes your primary health insurance and the City's health plan becomes secondary
See United Health Care Section below

MEDICARE-DRUG PRESCRIPTION PLAN (Part D)

Our advice (both the local and state organizations) is DO NOT sign up for Part D-prescription coverage at this time.
If your former employer has prescription coverage, there is NO PENALTY to sign up later. Plus, employers are encouraged by the federal government to keep their prescription coverage. They can receive up to 28% reimbursement for their expenses.

NATIONAL LAW ENFORCEMENT MUSEUM

Would you like to donate your time for a great cause and share your expertise with others?
The National Law Enforcement Museum offers several volunteer opportunities to fit your experience and your schedule. Visitor Experience Volunteers welcome visitors, provide general information about the Museum and help guests plan their journey through the exhibits. Event Volunteers help with special events, such as National Police Week and the Run for the Badge 5K. Volunteer Educators help lead high-quality, visitor-centered tours of the Museum’s collections and exhibits. Are you a current or former law enforcement officer? We have important volunteer opportunities for you, too. Law Enforcement Volunteers share their expertise with visitors and help them see what walking in the shoes of an officer is really like.
To learn more about the volunteer program, please visit the Museum's volunteer opportunities page.

NYS RETIREMENT SYSTEM

After creating an account, you will be able to conduct business with your NYS Retirement System without having to mail in forms or make a phone call
Retirement Online has the same security safegaurds used for online banking to protect your identity
For assistance signing up or help accessing your account you can call our Contact Center at 866.805.0990
We strongly encourage you to join more than 150,000 NYSLRS retirees who have opened Retirement Online accounts
Click here for their website.

NYS SAFE ACT & RETIREES EXEMPTION

We believe it only exempts retired officers from penalty of possessing large capacity magazines and/or assault type weapons if that retired officer was required to purchase that item by his agency when he was active as a Police Officer or was issued that item by his employer and allowed to keep it upon retirement. In both cases he must register that item within 60 days of retirement. Additionally he must have served at least 5 or more years with that agency and retired in good standing. He also must continually re-qualify with that weapon as required by law.
Link to actual section of the law

PISTOL PERMIT

You are now required to recertify your pistol permit every 3 years.
Here is the link to NYS Troopers website to check your status.

Federal Law HR#218 allows retired police officers to carry firearms across state line
IF..You have your retired ID with you AND proof that you have qualified with that type weapon within the last 12 months
Any state firearms instructor may qualify you including any that may be found on our SPONSOR page

..An important aspect of Federal Law HR218 is to remember is that it IS NOT a Concealed Carry Permit
..It is an "Affirmative Defense" to a State charge of weapons possession and that must be raised and proven by the defendant. You lose this defense if you are under the influence of alcohol or another intoxicating or hallucinatory drug or substance. If you have a Concealed Carry Permit, consuming alcohol does not invalidate the Permit, but consuming alcohol does invalidate your HR218 meaning you are subject to a State charge of weapons possession.
..New York Penal Law 265.03, is very clear; if you are convicted of this offense there is a mandatory minimum sentence of 3.5 year in prison
.."A person is guilty of Criminal Possession of a Weapon in the 2nd Degree pursuant to New York Penal Law 265.03(3) when that person possesses a loaded firearm (pistol, revolver, handgun, etc.) outside his or her home or place of business without a permit regardless of what the intent was".
..Under the laws of New York, loaded does not mean a clip in the gun or a bullet in the cylinder. If the firearm is capable of being loaded and the bullets are in the case with the gun or even in your pocket, you can still potentially be charged with this offense.

PRESCRIPTION DRUGS

..Maintenance drugs (those you take all the time) MUST be by mail order in 90 day supplies.
..The original prescription and one refill from the local pharmacy is covered. After that point you will have to pay 100% or use the United HC.
..If your doctor is changing the dosage, that is a new prescription and can be filled at the pharmacy until the dosage is regulated

PROJECT LIFESAVER

Unique transmitter from the Onondaga County Sheriff's Office for Alzheimer's patients
Contact the OCSD at 407 S State St - Syracuse - (315)435-3044

SURVIVOR HEALTH INSURANCE

SPD retiree survivors may continue your health insurance plan for a monthly payment.
Contact City of Syracuse at 315.448.8788 or 315.448.8445 for pricing of individual or family plans.

TAX DEDUCTION FOR INSURANCE PREMIUM

If your health insurance premium is automatically taken from your NYS pension, you may deduct the premiums from the taxable portion of your tax return. You must remember to write PSO; (Public Safety Officer) on the line where you report the taxable amount of your pension. This does NOT apply to Medicare Premiums because they do not come out of your state pension nor does it apply to your state tax form because state pensions are not taxable.

AETNA HEALTH CARE

If you are under 65 yrs of age Excellus is your insurance administrator.
If you are 65 and older: Aetna is your health insurance administrator.
65 and older: You MUST continue your current Medicare coverage & it's payment.
65 and older: Inform your medical provider to call the number on the back of your insurance card & not the providers number
65 and older: You need to notify your doctor/medical office to NOT submit their bill to Medicare but to the current insurance carrier
Nothing has recently changed regarding what is covered or co-payments, pharmacy choice, etc.
Covered under Part B of Medicare on the City of Syracuse Plan
.. Flu shots, Diabetic testing strips (Lancets and test strips) and glucose meter. You can get both of these at the pharmacy.
.. You can also get Diabetes testing supplies mail order.
.. You may also receive the flu shot at the doctors office with your insurance card.
If you ANY questions or issues contact City Hall: 315.448.8788 or 315.448.8445

VETERANS

If you served 90 consecutive days (or one day wartime) in the US Army, Navy, Air Force or Marines you may be entitled to receive up to $6000 per month for a husband and wife towards nursing home expense or $1344 for assisted living
Contact the Veterans Administration for details

........ MEMBER BENEFITS & DISCOUNTS ........

The below offer a discount/benefit to you because of your membership.

stone

STONE DENTAL & DENTISTRY

You may have a dental discount available .. 315.214.0004 - 5663 E Circle Dr, Cicero

https://stonedentistry.com/

EDWARD DUNN .. ATTORNEY-at-LAW

He is offering his legal services, at a discount 315.427.5881 - 250 Harrison St, Syracuse

http://dunnrightlaw.com/blog/